Buying Your First Home? FHA Loans Can Help

CLAY HALL JOURNAL jacksonvilleaddress.com If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re … Continue reading "Buying Your First Home? FHA Loans Can Help"

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

CLAY HALL JOURNAL jacksonvilleaddress.com Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth … Continue reading "The Big Difference Between a Homeowner’s and a Renter’s Net Worth"

The Rooms That Matter Most When You Sell

CLAY HALL JOURNAL jacksonvilleaddress.com Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. And proper staging can be a great way to do just that. What Is Home Staging? It’s not about making your house look … Continue reading "The Rooms That Matter Most When You Sell"

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

CLAY HALL JOURNAL jacksonvilleaddress.com A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to … Continue reading "Understanding Today’s Mortgage Rates: Is 3% Coming Back?"